Most Trusted. Most Simple. Most Realtor® Referred.

Your Pathway to Homeownership Starts Here

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Purchase

From first-time buyers to dream home seekers, we’re with you at every turn. Our customized mortgage solutions cater to your needs. Don’t delay—secure your dream home with us today.
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Refinance

Our dedication lies in offering you the best refinancing rates and minimal fees available today. Explore our Competitive Rates, Estimate Your Payment, or Begin Your Application Now!
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Loan Programs

Discover a range of loan program choices to discover the perfect match for you and your loved ones. We cater to everything from stable rate to flexible rate mortgages, ensuring your needs are fully supported.

Meet Stuart Davis


 

With 24 years of dedicated experience in the mortgage industry and a track record of closing over 1,400 loans, I offer a wealth of knowledge and a deep understanding of the home financing process. As a proud native Californian residing in the Bay Area, I am not only familiar with the local real estate market, but also passionate about serving my community.

 

Outside my professional life, I enjoy staying active and engaged with my community. You might catch me out on my mountain bike, exploring the beautiful trails of the Bay Area, or coaching my son’s soccer team, where I love being an integral part of his development and teamwork. I also cherish spending time with my friends and family, which keeps me grounded and connected.

 

When you choose me as your Loan Officer, you can expect a comprehensive and transparent approach to the loan process. I am committed to taking the time to thoroughly explain every step of the process, ensuring that you understand how interest rates fluctuate from day to day and how these changes might impact your loan. My goal is to educate you on the nuances of mortgage financing so you feel confident and informed throughout the entire process.

 

I pride myself on offering the most competitive rates available and providing top-notch service tailored to your needs. My extensive experience and dedication mean that you will receive not only the best rates but also the highest level of service. My commitment is to make your mortgage experience as smooth and stress-free as possible, leveraging my expertise to guide you through every aspect of your loan journey.

 

Choosing the right Loan Officer is crucial, and my track record and local knowledge ensure that you are in capable hands. Whether you’re purchasing your first home, refinancing an existing mortgage, or exploring other financing options, I am here to offer support and guidance every step of the way.

5 Steps to Homeownership


01.

Preapproval

02.

House-Hunting

03.

Offer

04.

Inspection

05.

Closing

You’re in Good Hands with our Mortgage Services

If you’re searching for a reliable mortgage lender, you’re in the right place. We offer full-service residential mortgage solutions nationwide, designed to meet the unique needs of every borrower. Whether you’re a first-time homebuyer or looking to refinance, we’re here to make your home-buying journey as smooth as possible.

What We Do

 

Unlike traditional retail mortgage lenders, our loan officers have the flexibility to work with a wide range of lending partners. This allows us to find the best possible rates in any market. While the market may fluctuate, our commitment to delivering savings doesn’t. On average, we offer competitive rates that provide a significant advantage in the home buying process.

How We Do It

 

With just one credit pull, we compare loan options from multiple lending partners to determine the best fit for your financial situation. This includes evaluating options such as purchasing discount points to lower your interest rate, selecting the most suitable loan type, and adjusting your down payment. Every step we take is aimed at maximizing your savings.

How You Benefit

 

Choosing our mortgage services means accessing lower rates, more options, and just a single credit inquiry. Our mission is to transform the home buying process into a stress-free experience, ensuring you save the most money possible. Experience the difference with our team and benefit from our dedication to your financial success.